No Construction Loan!

WT Builders is financially sound! You do not have to qualify for a construction loan to build  with WT Builders! We have the money! We can build any house, any size, anywhere in East Tennessee.

Unlike most home builders, WT Builders can build your new home without the need for a construction loan. With our NO MONEY DOWN Financing , we are guaranteed we get our money as soon as the new home contract is complete. Many home builders do not have the money to build one house, let alone 20 at one time.

This is the reason building with WT is easy, quick, and fun. We keep the workers paid, thus this assures you great workmanship. We buy all our building materials from one supplier which gives us great service. We build your new home to all local and state building codes.

When you apply for a new home loan with most banks and mortgage companies, they put you through a process where you are required to get a construction loan. This loan also includes closing costs, plus you have to pay interest on this loan while the builder builds your new home. The closing costs on the construction loan is sometimes in addition to closing costs on the permanent loan financing!

This can lead into a big amount of money. If you have this amount of money, well and fine, but most East Tennessee working married couples do not have this amount of money. You can well be talking $6000 to $15,000.00 where you are talking about closing costs, down payment, and interest while the builder builds, and additional closing costs on the permanent loan.

At WT Builders we build your new home without the need for a construction loan . We have the money! The only thing you need to do is gather information to help us qualify you for the loan.

With our in-office financing, our qualifying ratios are lower, our debt load ratio is higher, plus there may be things we can help you with, in order for you to qualify for a new home. The credit check is FREE. We do not charge any credit application fees, no origination fees, no credit bureau residential credit report charge, absolutely no costs to you at all.

Once we get your loan approved, we obtain a survey of your property, do a title search, any deed work that may need to be done, and arrange for the Health Department in the respective county to give us a drain field layout.

All these costs are already figured into the total costs of the home and there are no out of pocket collections from you . This is why building a new home with WT is so easy. In 6-8 weeks you can be living in your own WT Home. A home that is not pre-cut, not pre-fabricated, not pre-designed, and not a doublewide trailer.

A custom, site built home will appreciate in value and give you up to 100+ years of comfort! Anything less than a properly built home is going to DEPRECIATE. Your new WT-Built home will APPRECIATE in value--period! Don't you owe it to your family to check us out, especially if you are presently paying rent? It's time to begin thinking of your family's future. Please! If this is the only contribution you make to your family's future this year, come and talk to us immediately! WE CAN HELP YOU!